10th Annual QED Conference on the Future of EU Payments  - QED

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10th Annual QED Conference on the Future of EU Payments 

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Discussion Point

Session 1- The future of EU payments: The C-level perspective   

  • Setting the scene – a high-level discussion on the future of payments in Europe.

Session 2 – Digitalization of EU payments 

  • Is digitalization of payments driving competition?
  • Is regulatory change accelerating or hindering the digital transformation?
  • In what ways is FinTech reshaping the payments industry?
  • What will be the effects of crypto and Digital Central Bank Currencies on the future payments sector?
  • How will Blockchain help cross-border payments?
  • AI and robotics: Game-changers?
  • What is the status of the proposal on Euro instant payments?
  • Is it possible to ensure both security and convenience in the world of digital payments?
  • What are the opportunities and challenges relating to data sharing and open finance?

Session 3 – Regulating EU payments 

  • What impact has regulation had on the payments landscape? What does the future hold?
  • In practice, can regulation both ensure a level playing field and stimulate innovation? If so, how? If not, why not?
  • What can be expected from the PSD2 review?
  • What should be the priorities going forward?

Speakers

Session 01

Fiona Van Echelpoel

Deputy Director General, Market Infrastructure & Payments, European Central Bank

Fiona van Echelpoel is Deputy Director General in the Directorate General Market Infrastructure and Payments (DG-MIP) of the ECB since January 2018. She has a broad background in central banking, having worked in a number of functions in the market infrastructure and market operations areas of the ECB since its establishment in 1998 and previously for its forerunner the European Monetary Institute (EMI); prior to that she worked at the Central Bank of Ireland. She represents the ECB in various European and international fora and chairs the ESCB CCP Working Group, co-chairs the TARGET2-Securities Cooperative Arrangement, the European Forum on the Security of Retail Payments (SecuRePay), the CPMI IOSCO Implementation Monitoring Sub-Group as well as being chair of the ECB’s Internal Crypto Assets Task Force. She holds a degree in Economics and Politics from University College Dublin.

Mark Barnett

President, Mastercard Europe

Mark Barnett is President of Mastercard Europe and a member of the company’s management committee since 1 June 2020. He is responsible for the overall success of the only true multi-rail payments technology company, across a region that encompasses 53 countries and serves over 950 million people through partnerships with retailers, financial institutions and businesses. In this role, Mark leads a business focused on doing well, doing good and making people’s lives easier by delivering simple and secure ways to pay and by fostering a culture where he drives new technology and innovation to position Mastercard as the partner of choice. Mark joined Mastercard in 2003 and has held various roles. Prior to his current role, Mark was the President of the Mastercard UK, Ireland, Nordics and Baltics Division. Mark has over 20 years’ experience in the retail banking and payments industry. Most of his client work has been at board level; developing payments strategy, designing innovative new products, advising card schemes and processors, supporting government payment initiatives and implementing major transformation programs. Mark has an MBA from Imperial College Business School, University of London, and a Bachelor’s degree in Economics, also from London University.

Paula da Silva

CEO, P27 Nordic Payments

Ms. da Silva has 30 years of experience from the financial sector in Sweden and abroad. Appointed as CEO of P27 Nordic Payments in 2021 with the task of building the world's first real-time, cross-border payment system for multiple currencies in the Nordic region, establishing a pan-Nordic infrastructure for domestic and cross-border transactions in the Nordic currencies and the Euro. Ms. da Silva is on the board of the Swedish Export Credit Corporation and current Swedish payment infrastructure provider Bankgirot. Formerly also Chairman of the board at P27 Nordic Payments and member of the board at R3.

Bo Nilsson 

President of EDPIA, Board member of Nexi Group & Chairman of Nets

Bo Nilsson, President of the European Digital Payments Industry Alliance (EDPIA), Chairman of Nets, Board Member of Nexi Group • One of the co-founders of the European Digital Payments Industry Alliance (EDPIA), Mr Nilsson became its second President as of end June 2022 • Mr Nilsson became a Board Member of Nexi Group in July 2021 when Nets Group merged with Nexi Group • Previously, Mr Nilsson was the CEO of Nets Group from 2014 to 2021, after holding the role of EVP & CFO at Nets Group from 2013 to 2014 • Prior to this he was the Founder and Director of Grupo Leya from 2006 to 2013. • From 2000 to 2006 he was the CFO and Director of Media Capital. Before this he was a Vice President at JP Morgan Chase from 1990 to 1999 • Mr Nilsson holds a master’s in economics and business administration from the Copenhagen Business School and an MBA from INSEAD.

Session 02

Michiel Hoogeveen

Member of European Parliament

Biography is coming soon.

Paola Giucca

Deputy Head of Retail Payment Instruments and Services, Bank of Italy

Biography is coming soon.

Konstantinos Maragkakis

CEO Paysafe Payment Solutions Ltd

Konstantinos is a business executive with 14 years’ experience in corporate governance and operational management in highly regulated sectors in the EU related to e-platforms and digital businesses in-house or as consultant. In 2018, Konstantinos was appointed as the EEA CEO of the eCash EEA business entity of the Paysafe Group and currently is managing the Digital Wallets / Issuing and Acquiring division in the EEA ensuring that the Group’ attains its growth goals successfully and in line with the broader EEA regulatory framework.

Mehret Habteab 

Vice President for Digital Products, Visa Europe

Biography is coming soon.

Juliette Beaulaton

Public Affairs Advisor, Ecommerce Europe

Juliette Beaulaton is Public Affairs Advisor for Ecommerce Europe. She joined Ecommerce Europe in October 2017, and leads the work of the Payments Working Committee and the Sustainability Working Committee of the association. As a representative of the digital commerce sector, her work entails advocating for the best regulatory framework possible for retailers. In the field of payments, this includes the regulation of payment services, open finance, instant payment, costs of payments, authentication, and identification (European Digital Identity), consumer credits, and so on. Before joining Ecommerce Europe, Juliette studied political science and European politics in France before starting her career in European public affairs consultancies working on digital and sustainability policy.

Session 03

Eric Ducoulombier

Head of Unit, Retail Financial Services, European Commission

Eric Ducoulombier is, since 1 January 2019, Head of the Retail and Payments Unit in DG FISMA. Before that he was in charge of the Unit dealing with Inter-Institutional affairs and Planning in DG FISMA. Eric Ducoulombier joined the European Commission in 1992, after having worked a few years in the private sector (consulting, law firm,…). He holds a Master’s Degree in law.

Dr Dirk Haubrich

Head of Conduct, Payments and Consumers, European Banking Authority

Dr Dirk Haubrich is Head of Consumer Protection, Financial Innovation and Payments at the European Banking Authority (EBA), London. The EBA regulates credit institutions, payment services providers, electronic money providers and other financial institutions across the 28 Member States of the EU. Dr Haubrich leads on the EBA’s work on payment services (which covers the security of internet payments, the revised Payment Services Directive and the Interchange Fee Regulation); consumer protection (including mortgages, personal loans, and payment accounts); as well as on the monitoring of financial innovation (such as virtual currencies and crowdfunding). Previously, Dr Haubrich held roles across the private, academic and public sectors: he was a Manager with consulting firm Accenture; Research Fellow at University College London and the University of Oxford; Policy Adviser with the UK Prime Minister’s Strategy Unit; Research & Strategy Manager at the UK Electoral Commission; and Project Manager at the UK Financial Services Authority.

William Olgiati

General Manager EU Payments Acceptance & Experience, Amazon

Biography is coming soon.

Sascha Dewald

Board Member, Payments Europe & Senior Vice President, retail payments, DKB

Sascha Dewald is SVP Retail Banking of Deutsche Kreditbank, DKB. Before his recent position, Sascha managed FinReach as CEO. Finreach is a Berlin-based Fintech company that develops digital solutions for financial services that unify industry knowledge with technical knowhow and a product-centric thinking. Furthermore, Mr. Dewald co-founded Paylogic Germany in 2010 and sold it four years later. Paylogic is a ticketing company for music, culture and sports organiser with a very innovative and technology driven approach. Aside from his businesses, Mr. Dewald serves as a mentor, advisor, coach and Angel to upcoming digital entrepreneurs.

Elie Beyrouthy

Vice President, European Government Affairs, American Express

Elie Beyrouthy is Vice President of European Government Affairs at American Express since June 2017 where he leads the company’s engagement with European Union Institutions and advises senior leaders on EU regulatory and public policy matters. Elie Beyrouthy also represents American Express’ interests in several EU trade bodies and professional associations. Prior to joining American Express, Elie Beyrouthy was Director of International Regulatory Affairs at Western Union for 5 years. From 2007 to 2012, Elie Beyrouthy held leadership positions at the World Savings Banks Institute and the European Banking Federation. Elie Beyrouthy began his career as an intern at the European Commission and the United States Federal District Court of Minnesota. He holds two Masters Degrees in Law from the University of Minnesota and from the Jean Moulin University in Lyon - France. Elie Beyrouthy also holds a diploma from the Institut d’Etudes Politiques de Lyon – France.

Anna Martin

Financial Services Officer, BEUC

Anna Martin is Financial Services Officer at BEUC, the European Consumer Organisation. She is in charge of retail banking, working among other files on the review of the Payment Service Directive 2, Instant Payments and the digital euro. Before joining BEUC, she worked for the German Foreign Office in the team coordinating the German EU Council Presidency. Anna holds a Master in European Affairs from the College of Europe, Sciences Po Lille and the University of Münster.

Sponsored by

  • American Express

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