6th Annual QED Conference on The Future of EU Payments


Wolfgang A. Maschek

Partner and Head of the European Public Policy Practice, SquirePatton Boggs (US) LLP

Biography coming soon.

Jacki Davis

Meade Davis Communications

Biography coming soon.


Marc Bayle

Director General, DG Market Infrastructure and Payments, European Central Bank

Marc Bayle leads the Directorate General Market Infrastructure and Payments at the European Central Bank. Previously he managed the T2S Programme as T2S Programme Manager and, before that managed dossiers related to the promotion of market integration and the definition of the Eurosystem’s operational framework, focusing in particular on payment systems and market infrastructure. He has authored publications on the market infrastructure integration and related issues, such as the euro repo market. He is an active member and chairman of European and international working groups and frequently speaks at international conferences.

Before joining the ECB, Marc Bayle worked for ten years at SICOVAM S.A. (now Euroclear France), in particular as Adviser to senior management. He graduated from CERAM with a master’s degree in Finance, having specialised in audit and post-market infrastructure.

Juliette Beaulaton

Public Affairs Advisor, Ecommerce Europe

Biography coming soon.

Carlos Carriedo

Senior Vice President/General Manager Europe, Global Commercial Services, American Express

Biography coming soon.

Andrea Dunlop

CEO Merchant Acquiring Europe, Paysafe Group

Andrea Dunlop is the CEO of Merchant Acquiring, Europe at Paysafe Group. She joined the Group in February 2013. With almost 20 years’ experience in the financial sector, Ms Dunlop has in-depth knowledge across many aspects of payments; from Acquiring and Issuing to mobile solutions. Ms Dunlop is highly-regarded in the payments industry; she has been named one of ‘Most Influential Women in Payments in 2018’, Banking Technology’s ‘Woman in PayTech’ in 2018, ‘Payments Pioneer’ by the UK Payment Awards in 2017, as well as voted number one in the 2016 Payments Power 10, a list of the top ten influential contributors to the payments industry which she has subsequently been named in in 2017 and 2018. Ms Dunlop is the Chairwoman of the Emerging Payments Association’s (EPA) Advisory Board; Advisory Board member of the European Women in Payments Network; a member of the Advisory Board for the Women in Payments Network (global) and most recently was appointed to the Visa UK Client Council Board. She also sits on a number of industry forums including Payments Systems Regulator (PSR) in the UK and is an Advisory Member of RTGS at Bank of England. Prior to joining Paysafe, Ms Dunlop ran her own consultancy, where she led several successful programmes for large high-transactional e-commerce and payments companies. Previous to that Ms Dunlop served for over 10 years in Telecommunications for the Royal Air Force.

Esme Harwood

Strategic Director, Barclays

Esme Harwood is Director of Strategic Development at Barclays. In her current role she is responsible for the delivery of Open Banking and payments changes within Barclaycard [or the credit card business]. In previous roles at Barclays she advised on and implemented regulatory changes impacting current accounts, and represented Barclays in industry forums. Prior to joining Barclays, Esme Harwood worked in research, policy and as an adviser to a Liberal Democrat MP.

Dr Dirk Haubrich

Head of Conduct, Payments and Consumers, European Banking Authority

Biography coming soon.

Petra Hielkema

Director of the Payments and Market Infrastructures Division, Dutch Central Bank

Petra Hielkema is Division Director Payments and Market Infrastructure at the Dutch Central Bank. The division is responsible for payments and collateral operations of the central bank, oversight, policy, the DNB Cyber Intelligence Unit as well as the TIBER-NL program (Threat Intelligence Based Ethical Redteaming, e.g. Ethical hacking). As payments are, at the frontier of technological innovation in the financial sector, the division is actively involved in the monitoring developments in this field, as well as experimenting with new technologies itself, including the development of 4 prototypes of blockchain and machine learning. In 2018 her division published its Vision on Payments 2018-2021. The focus of the vision is on ensuring a safe, robust, sustainable and efficient payment system in these times of change (including PSD2, instant payments and crypto) as well as actively understanding *e.g. not just monitoring) these technologies. Furthermore, the division is actively reaching out to new communities, while keeping in touch with the encumbants, thereby faciliting a dialogue between fintech, blockchaingers and others with the Central bank at conferences, hackatons, deep-dives and via the DNB Innovation Hub and Sandbox. Furthermore, the division is leading the operation resilience program (ethical hacking) called TIBER, setting a best practice in the financial sector with the ECB expected to also start TIBER-EU next year.

Petra Hielkema joined the Dutch Central Bank in February 2007. In 2013 she became Head Insurance Policy. In 2015 she was appointed as Head of the DNB Expert Center for Fit & Proper testing, assessing supervisory and management board members in the financial sector. In February 2017 she started as Director. Prior to joining the Dutch Central Bank Ms Hielkema had an international career in the oil and gas industry.

Petra Hielkema is a member of the Basel Committee on Payments and Market Infrastructures. She also co-chairs the FSB fmiCBCM (financial market infrastructure Cross Border Crisis Management). Furthermore, she is member of the Supervisory Board and Executive Committee of Child and Youth Finance International, an organisation that is encouraging sound economic citizenship and entrepreneurship for children and youth worldwide. Petra Hielkema has a European Masters in Law & Economics and a Masters in Russian Studies. She is married and proud mother of three.

Jason Lane

Executive Vice President, Market Development Europe, Mastercard

Jason Lane is Group Executive of Market Development for Europe. Mr Lane is responsible for the development of the European business strategy, acceptance development, merchant relationship management, customer economics, and government partnerships.

Over the last fifteen years, Mr Lane has held positions of increasing responsibility across various business functions at Mastercard. He has extensive international experience, gained both during his tenure at Mastercard, and previously in the consulting, retail and insurance industries.

A native of South Africa, Mr Lane received his law degree from the University of the Witwatersrand, Johannesburg. He resides in London with his family.

Eva Maydell

Member of the European Parliament

Eva Maydell (née Paunova) is a Member of the European Parliament and President of European Movement International, the largest organisation of associations and civil societies in Europe. She is co-founder of Education Bulgaria 2030 and initiator of #Regulation4Innovation series.

Ms Maydell's work focuses on advancing digital skills-creation and the use of innovation and new technology, and supporting entrepreneurs and investment in Europe. In the European Parliament, she is a member of the Internal Market and Consumer Protection Committee and the key Economic and Monetary Affairs Committee, as well as being widely recognised as an expert on the Digital Single Market – in areas such as privacy regulation, digital content, digitising industry and cloud computing. She was also the EPP Group's rapporteur on the European Fund for Strategic Investments, the New Skills Agenda and the FinTech report.

Ms Maydell has been awarded the European Parliament's MEP of the Year Award twice. She has also been included in FT's own 'New Europe 100' ranking of CEE's emerging changemakers, European Forbes' 30 Under 30 list, and is one of Politico's 'most eye-catching 28 people from 28 countries who are shaping, shaking and stirring Europe'.

Currently Eva Maydell is a rapporteur for Charges on cross-border payments in the Union and currency conversion charges.

Javier Perez

President, Mastercard Europe

Javier Perez is president of Mastercard Europe, and a member of the Mastercard Management Council. Mr Perez is responsible for the Europe Region, encompassing 53 countries and serving 9,000 Mastercard financial institutions. Before taking up his present role, Mr Perez was president of the Latin America and Caribbean (LAC) region. Under his leadership, LAC achieved significant growth, and was one of the company’s fastest-growing regions.

Previously, Mr Perez was the general manager of the Customer Division for Mastercard Europe. He was responsible for all regional business developments in Europe including branding, distribution, sponsorship and products. He joined Mastercard in 1996.

Mr Perez began his banking career with Banco Bilbao Vizcaya Argentaria (BBVA). While at BBVA, he held various top level international positions including Country Executive for Tokyo and Hong Kong operations; President of the bank’s Miami subsidiary, managing bank operations in Latin America and Southeast US; Head of Payment Systems, Commercial Banking and New Banking Products in Spain; and International Area Head for the Asia, Middle East and Africa regions.

In addition to working for BBVA, Mr Perez has also served in executive positions at Banca Catalana, Banco Directo, Lider Direct Marketing, Lider Telemarketing, Lider Advertising and Visa International, where he worked as General Manager of Business Development for the Europe, Middle East and Africa regions and was part of the team that worked on the Electron ATM interoperability program.

He has also participated as a Member of the Board of Directors for a number a Spanish banking and insurance groups including Europay España, Visa España, Banco de Negócios, Banco de Crédito Local, Caja Postal, Banco Industrial, Banco de Crédito Agrícola, Banco de Alicante, Seguros Plus Ultra and the Spanish Prison Board.

A native of Spain, Mr Perez has masters’ degrees from the ESADE University, Spain and Thunderbird School of Global Management USA.

Pia Sorvillo

Director of European Affairs, Visa

Biography coming soon.

Sophia in 't Veld

Member of the European Parliament

Biography coming soon.