QED Conference on IFR and Competition in Payments

Moderator

Audrey Zegers

Managing Associate, Altius

Audrey Zegers is a Managing Associate at ALTIUS. She has been working more than 10 years as a lawyer specialized in corporate and financial law. Audrey focuses on loan finance as well as on the regulatory aspects of banking and financial services. She regularly assists Belgian and foreign corporate clients and financial institutions in both domestic and cross-border transactions. 

Over the past 3 years Audrey has in particular been focussing on legal services for payment and electronic money institutions (including license applications, payment user documentation as well as restructurings and M&A transactions between payment institutions or other financial institutions active in the payment sector).



Speakers

Jean Allix

Special Advisor, BEUC

Mr Jean Allix (70) has been appointed Special Advisor to BEUC in September 2016 He is dealing with financial services. He is representing BEUC in many institutions and working groups related to payment issues Mr Allix has been dealing with payment issues since 1987. Prior to BEUC, Mr Allix worked from 1990 to 2016 in the European Commission. From 1990 to 1999 he was in the consumer department about all the preliminary works on the introduction of the euro. From 2000 to 2006 he was dealing with payment issues (PSD) in the DG internal market In 2007 he moved to the directorate for competition always on payment services issues (Interchange fees). Mr Allix holds a DEA in Economics (Paris X University 1975).



Elie Beyrouthy

Vice President, European Government Affairs, American Express

Elie Beyrouthy is Vice President of European Government Affairs at American Express since June 2017 where he leads the company’s engagement with European Union Institutions and advises senior leaders on EU regulatory and public policy matters. Elie Beyrouthy also represents American Express’ interests in several EU trade bodies and professional associations.

Prior to joining American Express, Elie Beyrouthy was Director of International Regulatory Affairs at Western Union for 5 years. From 2007 to 2012, Elie Beyrouthy held leadership positions at the World Savings Banks Institute and the European Banking Federation.

Elie Beyrouthy began his career as an intern at the European Commission and the United States Federal District Court of Minnesota. He holds two Masters Degrees in Law from the University of Minnesota and from the Jean Moulin University in Lyon - France. Elie Beyrouthy also holds a diploma from the Institut d’Etudes Politiques de Lyon – France.



Wilko Bolt

Senior Economist, Dutch Central Bank

Wilko Bolt is a Senior Economist in the Economics and Research department at De Nederlandsche Bank in Amsterdam and Professor of Payment Systems at the Vrije Universiteit in Amsterdam. His current research focuses on the payment economics, digital currencies, two-sided markets theory and antitrust implications. He has published in journals such as American Economic Review, European Economic Review, Economic Theory, International Journal of Industrial Organization, and International Journal of Central Banking and Journal of Money, Credit and Banking. Bolt was awarded the Hennipman Prize by the Dutch Royal Economic Association in 2007 for his research



Trisham Chundunsing

Senior Manager, Payments Public Policy EMEA, Amazon

Trisham is the Senior Manager Public Policy at Amazon, where he is responsible for delivering EMEA strategic policy programs focusing on payments, financial services, Fintech and tax. Trisham is actively engaged with regulators and policy makers across Europe. Previously Trisham worked for American Express in various functions at the General Counsel office in the UK and Belgium and was responsible for managing Regulatory Compliance Programs on payment services, consumer protection, AML/CTF and data protection in a number of jurisdictions.

Trisham is a member of the Board of Directors of the European Payment Institutions Federation (EPIF), attends a number of advisory committees and manages Amazon key financial services regulatory stakeholders in Europe. Trisham has expertise in Payment Services Directive regulations, Anti Money Laundering and Terrorist Finance Regulations, Consumer Credit and Lending Regulations and Data Protection Regulations. Trisham holds a Master Degree in International Business Law from McGill University in Montreal Canada.



Mikael Conny Svensson

Vice President, Public Policy, Europe, Mastercard

Biography coming soon.



Dominique Forest

Case Handler, Unit D1 - Payments Systems, DG COMP, European Commission

Dominique Forest has been a case handler in the unit in charge of antitrust in the field of payment systems at the Directorate General for Competition of the European Commission since late 2007. He has been involved in a number of landmark competition cases and policy initiatives. This includes the EPC case, the Green Paper for cards, internet and mobile payments, the End-dates Regulation for SEPA Direct Debit (SDD) and SEPA Credit Transfer (SCT), the Commission Working Document on the ‘Applicability of Article 81 EC to multilateral interbank-payments in SEPA Direct Debit',the revised Payment Services Directive (PSD 2) and the Interchange Fees Regulation(IFR). Previously (from 1999 to 2007) he was heading the economic department of BEUC, the European Consumers’ Organisation. He was then responsible for policy and advocacy, covering notably financial services - including payments - and competition policy. Dominique Forest holds a BA in Econometrics and an MPhil in Economics. He is a graduate from the College of Europe in Bruges.



Andreas Hagenbring

Managing Director, AirPlus

Andreas Hagenbring serves as Managing Director AirPlus International, responsible in particular for Finance (CFO), Operations, Global Services and Regulatory & Risk. AirPlus is a highly specialized business travel payment company and one of the leading global corporate card issuers with 1,300 employees. It provides services to more than 50,000 corporations in more than 60 countries. Prior to joining AirPlus International, Andreas Hagenbring spent altogether ten years in senior management roles in Mergers & Acquisitions and Investor Relations of Lufthansa Group. Previously, he was Project Manager Mergers & Acquisition at the auditing firm Ernst & Young and a German private bank. Andreas Hagenbring has studied International Management in Malente and Chelmsford.



René Plank

Deputy Head of Unit D1 - Payments Systems, DG COMP, European Commission

René Plank is Deputy Head of DG Competition’s Unit responsible for antitrust enforcement in payment systems and retail banking. His previous work experience in DG Competition includes State Aid policy and cartel and antitrust enforcement in financial services. He worked in private practice on antitrust, cartel and merger issues, primarily in energy and telecommunications.

He is a lawyer and holds a Master’s Degree in Law.



Roeland Van der Stappen

Head of Regulatory Affairs, Europe, VISA

Roeland Van der Stappen is Head of Regulatory Affairs for Europe at Visa since November 2018. Based in Brussels, he coordinates Visa Europe’s approach to EU regulatory and policy discussions, shaping outreach and advocacy strategy in Brussels and in the region.

Mr Van der Stappen has been working in the financial sector for more than 10 years. Prior to joining Visa, Mr Van der Stappen served as Vice President of Government Policy and Public Relations at Barclays. In that role, he has been an active contributor on digital banking/ FinTech issues in various EU trade associations and platforms.